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IFSC Code Finder

Locate bank branches, check addresses, contact numbers, and routing codes across India instantly.

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HDFC BANK

IFSC: HDFC0000060
Branch Sector 12, Noida
Contact 0120-2233445
City Noida
State Uttar Pradesh
Address B-20, Sector 12, Noida, Uttar Pradesh, 201301

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an alphanumeric code that uniquely identifies a bank-branch participating in the primary state-governed electronic funds transfer systems in India. It enables the Reserve Bank of India (RBI) to monitor and route electronic payments seamlessly without delays or errors.

How is an IFSC Code Structured?

An IFSC code is comprised of exactly 11 characters, divided into three parts:

  • First 4 characters: Alphabetic letters representing the bank name (e.g., 'HDFC' for HDFC Bank, 'SBIN' for State Bank of India).
  • 5th character: Always the number 0, reserved for future expansion.
  • Last 6 characters: Numeric or alphabetic values that identify the specific bank branch uniquely.

Why is the IFSC Code Essential?

An IFSC code is absolutely critical when initiating electronic transactions in India. It is mandatory for executing payments via:

  • NEFT (National Electronic Funds Transfer): Hourly batch-based national money transfer.
  • RTGS (Real Time Gross Settlement): Immediate, large-value fund settlements.
  • IMPS (Immediate Payment Service): Instant 24/7 interbank mobile payment system.